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Business loans

Loan to help develop your business.

Different financing types

Select the most suitable financing method to develop your business: short or long term.

Personalised terms

Apply for the loan you need for your business from several thousand Euros.

Individual approach

Collaborate with your personal manager, who will find the best-value solutions.

Long-term loans


Financing for investment projects.

  • Financing of up to 80 % of the project costs.
  • Repayment term up to 15 years with a personalised repayment schedule.
  • The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Financing for the purchase of land or other investments to expand your business.

  • Financing of up to 90 % of the value of purchased land, equipment or other investments.
  • Repayment term up to 20 years with a personalised repayment schedule.
  • The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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A loan for various needs, from small repairs to stocking your warehouse before the active season.

  • Borrow between 1000 EUR to 25 000 EUR, depending on your turnover.
  • Repayment term of up to 5 years.
  • Interest rate from 9% per year.
  • New microloan processing fee – 2% of the loan amount.
  • No need to pledge assets – get a loan secured by a shareholder’s personal guarantee.
  • EIB support for financing is currently unavailable.
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The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

  • Finance lease or operating leasing.
  • New or used property.
  • Individual financing conditions.
  • You can add EIB support.
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Short-term loans


The loan is attached to your business payment card as a credit limit to be used as necessary.

  • Borrow from 1 000 to 25 000 EUR, depending on turnover.
  • Available for one year with the option of extending the term.
  • Fixed interest rate from 12% per year.
  • Administration fee - 2% of credit limit amount.
  • Minimum monthly instalment: 5% of used credit amount.
  • No need to pledge assets – get a loan with a personal guarantee of shareholder.
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Financing the working capital.

  • The loan can be used and repaid at any time.
  • Repayment term up to 36 months.
  • The credit line can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Possibility to use the credit limit on the current account.

  • Helps to balance working capital needs.
  • Overdraft term up to 12 months.
  • Used overdraft limit is automatically covered by funds received in the current account.
  • Overdraft can be secured by various collaterals – pledge of immovable / movable assets, guarantee, etc.
  • EIB support for financing is currently unavailable.
Apply for consultation

Helps to get business ready for peak season.

  • Financing of the purchase of fertilizer, seeds, chemicals, fuel, and other expenses of agricultural activity.
  • Repayment term up to 36 months.
  • The credit line can be secured by pledge of agricultural land or other immovable / movable assets, guarantee, etc.
  • Possible access to ILTE guarantee.
  • You can add EIB support.
Apply for consultation
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Financing with ILTE


Get financing using UAB ILTE financial measures.


One of the simplest measures that helps to get a loan if don’t have sufficient collateral.

  • Guarantees 80% of loan amount.
  • Loan amount up to 2 812 500 EUR.
  • Suitable for small and medium-sized enterprises.
  • Portfolio guarantee measure financed by the state funds.
Apply for consultation
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Collateral for loans for any size of businesses.

  • Guarantees up to 80% of loan amount.
  • Guarantee amount up to 5 000 000 EUR.
  • Suitable for small and medium-sized enterprises as well as large companies.
Apply for consultation
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You can apply to receive compensation of loan interest from ILTE.

  • Up to 40% of interest paid for investment loan or lease is compensated.
  • Suitable for small and medium-sized enterprises.
Apply for consultation
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EIB support

European Investment Bank (EIB) supported financing for small, medium and large businesses of up to 12.5 million EUR.


Read more

How to receive a loan

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Apply for consultation

by signing up for an in-person consultation.
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Arrange a meeting

with a manager for additional consultations.
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Sign an agreement

for the financing type that is best for your business.
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Apply for consultation

by signing up for an in-person consultation.
icon

Arrange a meeting

with a manager for additional consultations.
icon

Sign an agreement

for the financing type that is best for your business.
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Do it digitally

Apply for a secured or unsecured loan, submit your documents and receive an offer online without visiting the bank.


Apply for consultation

Become a customer remotely

Become a customer remotely in 20 minutes and enjoy Citadele’s benefits!

More opportunities

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Service plans

One payment for all the most important everyday services for your business.
Learn more
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C Business card

A card with travel insurance and purchase protection included.
Learn more
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more
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