Business loans

Loan to help develop your business.

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Different financing types

Select the most suitable financing method to develop your business: short or long term.

Personalised terms

Apply for the loan you need for your business from several thousand Euros.

Individual approach

Collaborate with your personal manager, who will find the best-value solutions.

Long-term loans

Financing for investment projects.

Financing of up to 80 % of the project costs.
Repayment term up to 15 years with a personalised repayment schedule.
The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
Possible access to ILTE guarantee.
You can add EIB support.

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Financing for the purchase of land or other investments to expand your business.

Financing of up to 90 % of the value of purchased land, equipment or other investments.
Repayment term up to 20 years with a personalised repayment schedule.
The loan can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
Possible access to ILTE guarantee.
You can add EIB support.

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Great value!

A loan for various needs, from small repairs to stocking your warehouse before the active season.

Borrow between 1000 EUR to 25 000 EUR, depending on your turnover.
Repayment term of up to 5 years.
Interest rate from 9% per year.
New microloan processing fee – 2% of the loan amount. A special offer applies until 30.11.2024 – microloan processing fee 0 EUR.
No need to pledge assets – get a loan secured by a shareholder’s personal guarantee.
EIB support for financing is currently unavailable.

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The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

Finance lease or operating leasing.
New or used property.
Individual financing conditions.
You can add EIB support.

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Short-term loans

The loan is attached to your business payment card as a credit limit to be used as necessary.

Borrow from 1 000 to 25 000 EUR, depending on turnover.
Available for one year with the option of extending the term.
Fixed interest rate from 12% per year.
Administration fee - 2% of credit limit amount.
Minimum monthly instalment: 5% of used credit amount.
No need to pledge assets – get a loan with a personal guarantee of shareholder.

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Financing the working capital.

The loan can be used and repaid at any time.
Repayment term up to 36 months.
The credit line can be secured by various collaterals - pledge of immovable / movable assets, guarantee, etc.
Possible access to ILTE guarantee.
You can add EIB support.

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Possibility to use the credit limit on the current account.

Helps to balance working capital needs.
Overdraft term up to 12 months.
Used overdraft limit is automatically covered by funds received in the current account.
Overdraft can be secured by various collaterals – pledge of immovable / movable assets, guarantee, etc.
EIB support for financing is currently unavailable.

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Helps to get business ready for peak season.

Financing of the purchase of fertilizer, seeds, chemicals, fuel, and other expenses of agricultural activity.
Repayment term up to 36 months.
The credit line can be secured by pledge of agricultural land or other immovable / movable assets, guarantee, etc.
Possible access to ILTE guarantee.
You can add EIB support.

Apply for consultation