Mastercard Debit bundle

Effective since 02.04.2024

Mastercard Debit bundle
Service	Fee
Maintenance of the card and / or supplementary card	1.99 EUR per month
Maintenance of the card and / or supplementary card	0.70 EUR per month for seniors¹
SEPA, SEPA Instant payments for youth and Seniors, initiated electronically ^3,4	Free of charge
Payments within Citadele bank for youth and Seniors, initiated electronically^3,4	Free or charge
Cash withdrawal in “MEDUS” ATMS, Citadele bank ATMs in Latvia, other banks ATMS and Perlas terminals (service provided by UAB “Perlas Finance”)	Free of charge up to 750 EUR per month, 2 % min 2 EUR from amount above²
Balance review in “MEDUS” ATMS and Citadele bank (Latvia) ATMs	Free of charge
Balance review in other bank ATMs	0,50 EUR
Credit limit repayment (at the end of the month)	5 % of the used credit limit amount + 100% of the fees and interest
Credit limit interest (per annum)	17 %
Interest for unauthorised negative balance (per day)	0,05%
Fee for receiving the renewed/ replaced payment card at the bank's branch	10 EUR
Currency exchange mark-up fee	2,75%
Electronic currency exchange	In accordance with Citadele bank rate
Closure of account	Free of charge
SMS sent to customer about card transactions	0,15 EUR

¹ A client who has reached the statutory retirement age in accordance to the Law on Social Insurance Pensions of the Republic of Lithuania, or who submits a copy of the decision of the State Social Insurance administrative institution to grant him/her an early retirement pension.
² Indicated amount is the total maximum cash withdrawal amount per month in all ATMs in Lithuania and abroad and Perlas terminals together.
³ Payments initiated in the Internet bank, in the mobile app, regular payments and e-invoice payments.
⁴ Payments initiated from other accounts are subject to a commission fee specified in paragraph 6 "Payments".