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Property insurance

Your home deserves excellent protection, and we’re here to make it easy for you. With a range of customizable options, you’ll find the best-value insurance plan for your property – quick, simple, and hassle-free.

Simple and stress-free

Quick and easy insurance purchase, saving your valuable time.

No hidden fees

Clear, honest pricing ensures you know exactly what you're paying for.

Tailored insurance options

Cover everything from basic protection to comprehensive plans at an affordable price.

The service is provided by AAS “BTA Baltic Insurance Company”, registration number 300665654, address Ukmergės st. 280, 06115 Vilnius, Lithuania. Telephone +370 5 2600 600, e-mail: bta@bta.lt, www.bta.lt.

Comprehensive coverage for every home owner

Coverage type Classic Plus Maximum
Fire; Water; Natural forces; Intentional actions of third parties yes yes yes
A garage or storage room in an apartment building yes yes yes
Losses caused to shared property in multi-apartment buildings yes yes yes
Hotel/rental costs during repairs - Up to 12 months
500 EUR/month
Up to 12 months
500 EUR/month
Additional tidying costs for insured location Up to 5% Up to 5% Up to 5%
Stationary elements of well-being - Up to 3 000 EUR Up to 3 000 EUR
Glass breakage, vehicle collision, tree/pole damage - yes yes
Electrical voltage fluctuations - Up to 7 000 EUR Up to 15 000 EUR
Rain/snow penetration from outside - Up to 1 000 EUR yes
Non-specified events other than non-insured events - - yes
Apply for a consultation Apply for a consultation Apply for a consultation
Classic
Fire; Water; Natural forces; Intentional actions of third parties yes
A garage or storage room in an apartment building yes
Losses caused to shared property in multi-apartment buildings yes
Hotel/rental costs during repairs -
Additional tidying costs for insured location Up to 5%
Stationary elements of well-being -
Glass breakage, vehicle collision, tree/pole damage -
Electrical voltage fluctuations -
Rain/snow penetration from outside -
Non-specified events other than non-insured events -

Apply for a consultation

Plus
Fire; Water; Natural forces; Intentional actions of third parties yes
A garage or storage room in an apartment building yes
Losses caused to shared property in multi-apartment buildings yes
Hotel/rental costs during repairs Up to 12 months
500 EUR/month
Additional tidying costs for insured location Up to 5%
Stationary elements of well-being Up to 3 000 EUR
Glass breakage, vehicle collision, tree/pole damage yes
Electrical voltage fluctuations Up to 7 000 EUR
Rain/snow penetration from outside Up to 1 000 EUR
Non-specified events other than non-insured events -

Apply for a consultation

Maximum
Fire; Water; Natural forces; Intentional actions of third parties yes
A garage or storage room in an apartment building yes
Losses caused to shared property in multi-apartment buildings yes
Hotel/rental costs during repairs Up to 12 months
500 EUR/month
Additional tidying costs for insured location Up to 5%
Stationary elements of well-being Up to 3 000 EUR
Glass breakage, vehicle collision, tree/pole damage yes
Electrical voltage fluctuations Up to 15 000 EUR
Rain/snow penetration from outside yes
Non-specified events other than non-insured events yes

Apply for a consultation

Property insurance

Exclusive benefits for Citadele customers.

  • Plants and trees coverage. If you insure movable property with the „Maximum“ or “Maximum + Internal faults“ option, Decorative plants and trees within your property’s yard are covered against fire, natural forces, third-party acts, and collisions (up to 1 000 EUR per year).
  • Domestic animal protection. If you insure movable property with the “Plus“, „Maximum“ or “Maximum + Internal faults“ option, the insurance will include coverage for injuries or death of domestic animals due to fire, natural forces, or water (up to 400 EUR under "Plus" and 700 EUR under "Maximum").
  • Construction materials. If you insure movable property with the „Maximum“ or “Maximum + Internal faults“ option, construction materials and building supplies will be additionally insured against fire, natural forces, intentional acts of third parties, vehicle collisions, and water risks for up to 700 EUR.
  • Additional properties. Insure your storage room, garage, parking space, or utility networks registered as part of your apartment.

How to submit a claim

Claims up to 3 000 EUR, you will receive the money on the next working day, after submitting all necessary documents.
Notify relevant institutions (police or building manager) to officially record the incident.

Relevant before signing the contract

  • Assess your needs: what kind of protection do you require and whether it is provided by the selected product.
  • Check the terms and conditions of the insurance contract: what will be the insurance coverage, when will the insurance benefit be paid, what will be the monthly premiums and in what order they will need to be paid.
  • Check the detailed list of non-insurable events: find out in cases of which events or activities the insurance benefit will not be paid.

Check the rules of property insurance.

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