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Personal life insurance

Plan for the future, live for today.

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Financial security for your loved ones

Make sure that your loved ones are able to cover debts or expenses and enjoy their usual way of life.

A safer future for your family

Contribute to the future of your loved ones – even if you are no longer there.

A trusted insurance partner

Trust your concerns to an insurance company with 25 years of experience.

The service is provided by the insurance company AAS CBL Life, acting through the agent of the Lithuanian branch of AS Citadele banka.

What is personal life insurance?

Life insurance can provide your family with protection and peace of mind should anything unexpected happen to you. In case of death, your family could use a lump sum insurance benefit to overcome various financial difficulties.

Individuals who are 18 to 70 years old and residents of the Republic of Lithuania are eligible to be covered by personal life insurance.

When should you consider personal life insurance?

Significant life events can be a good opportunity to think about ways to protect yourself and your loved ones against unexpected life situations.

  • Changing your workplace.
  • Taking a home loan.
  • Getting married.
  • Becoming a guardian.

We are always ready to advise you and help you make the best decision.

Apply for a consultation

Types of personal life insurance


  • This type of insurance is a good option when you want to protect the financial well-being of your family. The insurance benefit received in the event of an accident can be used at one’s own discretion, for example, for children’s education fees, for loan repayment, etc.
  • You can select the desired insurance coverage amounts and the duration of the contract.
  • The amount of insurance coverage remains the same unless you request different.
  • You can choose a beneficiary in the event of the insured person’s death.
  • The insurance coverage remains valid as long as you pay the premiums under the insurance contract.
  • The price of the insurance is calculated individually and depends on the insured person’s age, lifestyle, state of health and the amount of insurance coverage.

We are always ready to advise you and help you make the best decision.

Apply for a consultation
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  • This type of insurance is a good option when you have a loan. In the event of an accident, the insurance benefit received can be used to partially or fully repay the remaining credit.
  • You can select the desired insurance coverage amounts and the duration of the contract.
  • The amount of insurance coverage is decreasing.
  • The beneficiary in the event of the insured person’s death is the credit company.
  • The insurance coverage remains valid as long as you pay the premiums under the insurance contract.
  • The price of the insurance is calculated individually and depends on the insured person’s age, lifestyle, state of health and the amount of insurance coverage.

We are always ready to advise you and help you make the best decision.

Apply for a consultation
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Relevant before signing the contract

  • Assess your needs: what kind of protection do you require and whether it is provided by the selected product.
  • Check the terms and conditions of the insurance contract: what will be the insurance coverage, when will the insurance benefit be paid, what will be the monthly premiums and in what order they will need to be paid.
  • Check the detailed list of non-insurable events: find out in cases of which events or activities the insurance benefit will not be paid.

Check the rules of personal life insurance (in Lithuanian).

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