What is Smart-ID?

Smart-ID is a personal identification solution that can be used to sign loan applications.

In order to sign a completed loan application, you must have the Advanced (qualified) version of Smart-ID. You will not be able to sign an application for a loan with the Basic version of Smart-ID. To change your existing Basic version to Advanced, you can do it with a mobile signature by downloading a new Smart-ID.

If you do not have a mobile signature, but you already have the Basic version of the Smart-ID mobile application, you can change it to Advanced (qualified) by changing the biometric data (by taking a photo of your personal document and entering additional required data).

If you don't have a mobile signature and you don't have the opportunity to take a picture of your personal document, then you can change the "Smart-ID" version at one of the banks: "Swedbank", "SEB" or "Luminor".

More information on Smart-ID registration methods can be found here.

More information on biometric recognition can be found here.