Savings for your future

If all your money circulates in your everyday account, saving is difficult, because everyday spending knows no limits. If you use one of our savings products, you have more opportunities for achieving your goals.

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Separate savings

Save in an account which is separate from your everyday spending.

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Free choice of payments

Set your own minimum amount and how often you pay in.

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Guaranteed repayment

Deposits are protected according to the Deposit Guarantee Law of the Republic of Latvia up to 100 000 EUR.

Better % rate

Term deposit

A term deposit is a method of saving which is as exact as a clock: a set rate, set term, chosen currency, and clarity on how much you will receive at the end of the term. No surprises. Just as it should be.

  • You can open a term deposit account for free and without maintenance fees.
  • You can deposit your funds for between 1 month and 5 years at a fixed interest rate earned at the end of the term or monthly.
  • You can choose your deposit currency: Euro or US Dollars.
  • Option to choose automatic deposit extension.
  • Deposits are insured according to the Deposit Guarantee Law of the Republic of Latvia up to 100,000 EUR.
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Savings Account

Some people believe that savings accounts are boring. Maybe that's true. But is there any short-term savings method offering a passionately exciting method of saving for the future?
  • Our savings account gives you the chance to earn a small amount of interest.
  • A good option is regular deposits, because then your Savings Account savings will be long-term and disciplined. When you set up a regular payment, we automatically transfer your money to your savings account on a specific day each month.
  • The government guarantees repayment of your deposit at Citadele up to 100,000 EUR.
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* The annual interest rate is paid on the last day of each month.
The annual interest rate may vary. More information can be found in the Savings Account terms (in Lithuanian).

Savings product caclulators

Currency:
10 000 EUR
500 000 EUR
1 months
60 months
  • Your savings:
    15 284,65 EUR
  • Deposit interest sum:
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    284,68 EUR
  • Deposit interest rate:
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    1,50 %
    Grand total: 15 284,65 EUR
    483,87 EUR
    Contribution amount
    Calculations are for your information only. The exact amount depends on the terms of your agreement.
    Currency:
    100 EUR
    500 000 EUR
    1 months
    60 months
    Payment of accrued interest:
    Grand total: 512,50 EUR
    Deposit interest sum: 12,50 EUR
    Deposit interest rate: 2,50 %
    512,50 EUR
    Grand total
    Calculations are for your information only. The exact amount depends on the terms of your agreement.

    Didn’t find the answer to your question?

    Visit our interactive assistant and find the information you need

    Interactive assistant
    How can deposit contracts be terminated?

    All deposit agreements can be terminated at a bank branch or by submitting a request at „Citadele“ online bank.

    How can I get higher interest rate than standard rate?

    We offer higher interest rates for deposits from 35 000 EUR, contact us for full terms! The interest rate also depends on the term of the deposit agreement, i.e. the longer the deposit is kept in the bank, the higher the interest is paid.

    Kada mokamos palūkanos už indėlį?

    Kokių indėlių sutartis galima sudaryti per „Citadele“ interneto banką?

    Ką daryti pasibaigus indėlio sutarties terminui?

    Kaip atsiimti indėlį, nepasibaigus jo sutarties terminui?

    More questions
    How can deposit contracts be terminated?

    All deposit agreements can be terminated at a bank branch or by submitting a request at „Citadele“ online bank.

    How can I get higher interest rate than standard rate?

    We offer higher interest rates for deposits from 35 000 EUR, contact us for full terms! The interest rate also depends on the term of the deposit agreement, i.e. the longer the deposit is kept in the bank, the higher the interest is paid.

    Kada mokamos palūkanos už indėlį?

    Kokių indėlių sutartis galima sudaryti per „Citadele“ interneto banką?

    Ką daryti pasibaigus indėlio sutarties terminui?

    Kaip atsiimti indėlį, nepasibaigus jo sutarties terminui?

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